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What Are the Best States for Medicare Coverage in 2023?


Posted on September 30, 2022 by Larry Johnson

Do you live in one of the best states for Medicare coverage? No matter where you are, our licensed agents can help you compare Medicare plans that meet your needs. Call us today at (800) 950-0608 to learn more.

What’s the Biggest Issue Most Beneficiaries Have With Medicare Coverage?

Medicare coverage is one of the best coverage options you’ll find for seniors in the United States. No matter where you go or where you are, you’ll often find a Medicare plan that easily meets your health and wellness needs. 

Like anything worthwhile in life, though, Medicare plans do have their flaws. Do you want to know what most beneficiaries find to be irritating about most available Medicare plans? Hint: it has nothing to do with cost or level of coverage.

It’s how much Medicare plans can vary.

The only Medicare plans that change very little over time are those that make up Original Medicare, Medicare Part A and Medicare Part B. The coverage for treatments and services provided by these plans is pretty much set in stone. It may change from time to time, but only when the federal government sees fit.

Medicare Advantage, Medigap supplemental insurance, and Medicare Part D Prescription Drug plans, however, can offer differing coverage depending on a host of elements. One of the biggest elements is the state you currently live in.

As you know, Medicare Advantage is required only to provide the same coverage as Original Medicare. You also know that it may cover different types of services and treatments that Original Medicare does not. For instance, many Advantage plans offer coverage for a variety of dental, hearing, and vision care services. Some may limit that coverage more than others. Some may expand it.

So, which states are seen as the best for offering expansive Medicare coverage? Today, we’re going to take a deep dive into U.S. healthcare statistics to find the states with the best Medicare benefits. Through extensive research, we’ve not only found the 5 best healthcare states for seniors, but also the best states for Medicare.

The 5 Best States for Medicare in 2023 - Our Rankings

One way that we compiled our statistics was by looking at states which boosted the highest levels of Medicare enrollment. High enrollment in specific states can indicate that the level of Medicare coverage offered there is better than the average found in other states. In many cases, we found that our choices for best Medicare states also:

Following this criteria, we discovered that the states listed below were not only the states with the best Medicare benefits, but also the best healthcare states for seniors overall. In no particular order, our top 5 states are:

  • Minnesota
  • Connecticut
  • North Dakota
  • Nevada
  • Florida

Low Costs = Happier Beneficiaries

From top-tier Part D plans to low out-of-pocket costs, our highest-ranked states offered a bevy of benefits for Medicare beneficiaries. Beneficiaries with Medicare Advantage and Part D Prescription Drug coverage plans are especially able to find excellent coverage in our best Medicare states.

Minnesota is a shining example for the U.S. healthcare system to follow for a number of reasons. This state ranks as one of the best healthcare states for seniors for a wide variety of reasons, including:

  • Low cost for prescription drugs.
  • Low maximum out-of-pocket costs for Medicare Advantage plans.
  • A high variety of 5-star Medicare Advantage plans.

North Dakota captures a spot on our list for many of the same reasons. While North Dakota may not necessarily boast a high number of individuals enrolled in Medicare plans, it actually offers some of the best benefits in the nation. 

For instance, North Dakota offers some of the lowest prescription drug prices around. It also boasts the lowest number of providers who opt out of Medicare assignment in the country.

Connecticut, Nevada, and Florida capture spots on our list because they offer some of the lowest prescription drug prices in the U.S. healthcare system. Medicare coverage for Part D plans is especially high in these states. Nevada alone offers a high number of Medicare Part D plans with premiums averaging around $29.79. They also offer a high number of four-star Part D plans.

Always Remember - “Best” is a Subjective Term

So, let’s say you’ve done your own research into where you’d like to move. You’re doing your own deep dive into the U.S. healthcare system to find what you’d consider the best states for Medicare coverage. You compare your list to our choices, and you find Medicare coverage options that suit you better in a state that’s not on the list.

No problem! One beautiful thing about U.S. healthcare is that you can find a quality Medicare plan that meets your needs in most any state. As long as you give yourself some time to search and compare Medicare plans, you’ll find something that works for you.

As always, if you need help finding Medicare plans, our friendly, knowledgeable, licensed agents are just a phone call away! They’re always happy to answer your questions while you search for Medicare plans that work for you.

About the Author

Larry Johnson

Larry Johnson

Larry is a content writer with several years of experience in creating informative content for a variety of industries on topics that matter. He is a 2009 graduate of the University of North Carolina School of the Arts.

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