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Medicare Part B will cover some chiropractic services that fall under preventative care.
However, visits to the chiropractor must be medically necessary to be covered by Medicare Part B.
Medicare Advantage plans, which must cover the same services as Medicare Part B, also often offer additional benefits. Some may include chiropractic care that goes above what is offered by original Medicare.
Aches and pains are an expected part of aging. Seniors commonly experience pain in their legs and back. Part of this is due to natural degeneration.
There are different ways back and spine pain can be treated, including through chiropractic care. This article explains how a chiropractor’s services can help treat common medical conditions and explains what procedures are covered under Original Medicare or a Medicare Advantage plan.
A common reason why elderly people go to a chiropractor is due to back, muscle, or bone pain. Some people go to a chiropractor for a single issue that can be resolved in one session, and others continue to see a chiropractor for ongoing problems.
Some ways that a chiropractor can help include:
There are risks to consider such as soreness and risks of bone damage, injury, or stroke. This is why it is important to have a doctor sign off on chiropractic treatment before having it.
Chiropractors often treat patients who have:
If you have questions about what is or isn’t covered by your Medicare plan, including chiropractor visits, give us a call at (800) 950-0608 to speak with a licensed agent.
Medicare Part B will cover some chiropractic services since they fall under preventative care. However, the visits to the chiropractor must be medically necessary in order to be covered by Original Medicare. In order to be medically necessary, the visits must be ordered by a doctor, and they must be for the purposes of treating a medical condition. There are no limits to the number of visits as long as they are medically necessary.
Part B will cover treatment like spine adjustment, but may not cover the cost of any diagnostic testing that the chiropractor might order, such as x-rays, massage therapy, or acupuncture. For seniors who have Medigap and Original Medicare, Medigap plans F and C will cover the Part B deductible and the 20% coinsurance cost, providing an option if chiropractic care is a priority.
Medicare Advantage plans, which must cover the same services as Medicare Part B, also offer some chiropractic care coverage in addition to other potential benefits. If chiropractic care is a top priority, make sure to look at each plan carefully to determine if the benefits and fee structure are the right fit.
The total cost seniors pay for chiropractic services will depend on several factors such as:
The chiropractor’s practice can provide an out-of-pocket estimate before starting services.
Medicare is complex, and searching for Medicare coverage that best meets your needs in the area you live isn’t always easy. If chiropractic care is a top priority, and you need help finding the Medicare plan that covers your needs, reach out to us via email, or call us at (800) 950-0608 today to learn how we can help.