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Dental implants, like most dental services, are not covered by Original Medicare.
For more dental coverage, including coverage for dentures and dental implants, seniors may wish to explore the Medicare Advantage plans available in their area.
Medicare Advantage plans replace Original Medicare and often offer more benefits than Medicare Parts A and B alone.
Do you need dental coverage? Make sure you’re covered for the care you need by calling (800) 950-0608 to speak with a licensed agent. We’ll help you find the best Medicare insurance plan near you.
Original Medicare provides two types of coverage: Part A covers any care received in the hospital and Part B covers all other forms of medical care. Dental services, including dental implants to replace lost or damaged teeth, are not generally included.
Original Medicare will only pay for dental work when a traumatic injury resulting in hospitalization affects your teeth, mouth and/or jaw, and you must receive dental care in the hospital. If you are enrolled in Medicare Parts A and B alone, you will have to pay completely out pocket for dental implants and other types of dental care received from a dentist.
Seniors over the age of 65 are more likely to suffer from tooth loss than you may think. The older you get, the more statistically likely it is that you may experience some form of tooth loss.
According to reports from the National Institute of Health, 27.27% of seniors above 65 have no natural teeth left. This number rises to 31.30% in seniors above 75 years old. Many others are missing at least one tooth or several teeth, sometimes in sections, due to natural wear and tear, poor maintenance, illness, or injury. Smokers and those with low income are among the populations most greatly affected.
Missing teeth cause a variety of health and wellness problems for seniors. Not only can missing teeth affect your smile, they can also lead to deterioration in facial structure and loss of bone, affecting your overall appearance and self-confidence. More importantly, missing teeth make it more difficult for seniors to eat and communicate.
Tooth loss can be successfully corrected with appliances like dentures or the even more effective dental implants, which are by far the most natural solution. Unlike dentures, dental implants are permanent forms of tooth replacement that can be cared for like real teeth, with regular flossing and brushing. They are virtually undetectable and allow seniors to eat and speak normally.
But dental implants and even dentures are often prohibitively expensive to afford without any kind of coverage, and because Medicare does not cover dental implants, many seniors choose to deal with the effects of tooth loss on their own.
If you’re a senior who has already experienced some untreated tooth loss or who already wears dentures and is interested in upgrading to a permanent solution like dental implants, a Medicare Advantage plan with enhanced dental coverage may be the right option for you.
Medicare Advantage plans, or Medicare Part C, are optional alternatives to Original Medicare that often include dental benefits. These plans, which are provided by private insurance carriers, must cover the same health care services that are included in Parts A and B, but generally offer additional coverage that varies from plan to plan.
Enrolling a Medicare Advantage plan that includes dental coverage, including coverage for dental implants, can give seniors worried about tooth loss and other dental problems peace of mind.
It’s important to thoroughly review the benefits of any health insurance plan before purchasing. Use our free online tool to compare plans or call (800) 950-0609 for assistance from a licensed Medicare Advantage agent.
Even though tooth loss is a common problem for seniors, dental implants are not covered by Original Medicare. The only time dental services are covered by Original Medicare is when you suffer a traumatic injury that effects your mouth and teeth and you receive dental care in the hospital.
Dental implants and other appliances that treat tooth loss are expensive, often prohibitively so if you are paying for these appliances and their installation completely out of pocket. Seniors who have already experienced tooth loss or who are concerned that they may experience tooth loss in the future should absolutely consider enrolling in a Medicare Advantage plan that offers comprehensive dental coverage.
If you are concerned about getting the coverage you need from Medicare and want to learn more, call us at (800) 950-0608 or send us a note with your contact information. We’re happy to help you find a plan that meets all your dental needs.