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Get Information About Medicare Plans Near Anaheim, CA
If you’re familiar with Original Medicare, or you have an Original Medicare plan, you know that these plans offer comprehensive coverage for most hospital and medical services and treatments. You’re likely also aware that the insurance, comprising two parts, Medicare Part A and Part B, may not cover everything you need. For instance, Original Medicare does not cover vision, dental, or hearing care.
For those of you who need that coverage, plus more, there is an alternative to Original Medicare. Medicare Part C plans, also known as Medicare Advantage plans, cover everything that’s covered under Original Medicare. However, some of them may offer additional coverage not available through Medicare Part A or Medicare Part B.
In addition to Medicare Part C, other Medicare plans, such as Medicare Part D or Medigap, can help you cover prescription drug costs, as well as other costs related to your care. If you’d like to learn more about how Medicare Advantage can help you save money on healthcare treatments and services in Anaheim, keep reading!
- Original Medicare, Medicare Parts A and B, offer comprehensive hospital and medical coverage. However, they may not offer all of the coverage that you need.
- Medicare Part C, also known as Medicare Advantage, may offer coverage and benefits to help you cover costs for services and treatments that Original Medicare doesn’t.
- Other Medicare plans, such as Medicare Part D and Medigap, can help you cover prescription drugs and other healthcare-related costs.
What Does Medicare Advantage Cover?
Unlike Original Medicare, which is provided by the federal government, Medicare Advantage plans are private health insurance plans. This means that they’re carried by private insurance companies. As such, they have a little more room to offer coverage and benefits that aren’t offered by Original Medicare.
It’s important to note that all Medicare Advantage plans are not made the same. Coverage can vary a great deal, depending on where you live and who’s providing your plan. This means that coverage and benefits offered by Medicare Advantage plans a few towns over may not be available with Medicare plans near Anaheim.
Let’s take a look at some coverage typically provided by Medicare Advantage plans:
- Dental care, such as teeth cleanings and dental implants
- Vision care, such as eye exams and contact lens fittings
- Hearing care, such as hearing exams and hearing aids
- Transportation to and from medical appointments
- Fitness counseling through SilverSneakers
Medicare Enrollment Periods: What You Should Know
Medicare has very distinct enrollment periods during which you can enroll in a plan. Let’s take a look at them.
The first period during which you’re able to enroll in Medicare is your Initial Enrollment Period (IEP). Your IEP opens up when you first become eligible for Medicare, typically at the age of 65. IEPs last for 7 months, and:
- Begin 3 months before you turn 65
- Run the month of your 65th birthday
- End 3 months after you turn 65
The second enrollment period is Medicare’s Annual Enrollment Period (AEP). As the name suggests, AEP runs each year, from October 15 through December 7. During AEP, you can enroll in a Medicare plan if you missed the opportunity to do so during IEP.
The third enrollment period is what is known as an Open Enrollment Period (OEP). Like AEP, OEP runs at a set time each year, from January 1 to March 31. During OEP, you can make changes to your Medicare Advantage plan if you already have one.
Were you unable to enroll in a Medicare plan because of certain life events, such as a recent relocation or a serious illness? If so, you may qualify to take part in a Special Enrollment Period (SEP). SEPs also open up if 5-Star Medicare Advantage plans become available in the Anaheim, CA area.
The Choice is Yours
Medicare can be a very complex thing to navigate, especially when you’re new to it all. Ultimately, the choice is yours when it comes to finding the right Medicare plan for you. Whether that’s Original Medicare, or a Medicare Advantage plan with Part D included, or just Medicare Part B with Medigap, the power to decide is yours.
If you have questions about signing up for Medicare plans near Anaheim, CA, numerous resources are available to help you find one that works for you. Licensed insurance agents are standing by Monday through Friday to answer questions you may have about Medicare. There are also free plan finder tools that can help you research and compare Medicare Advantage, Medicare Prescription Drug, and Medigap supplemental plans in your area.Email Us