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Find Medicare Plans Near Hot Springs That Work For You
Hot Springs has been something of a hot spot for seniors for a long time. You’ll have no shortage of sights to see and activities to take part in, and there are a number of stellar healthcare providers who can help you keep your health in check. Even better, finding physicians and providers who accept Medicare assignment for treatments and services is a relative breeze.
Those of you who are Original Medicare beneficiaries know that you have wonderful coverage for many treatments and services. You also know that there are certain things that Original Medicare will not cover, and some of the things that it doesn’t cover are important to your overall health. If you need new glasses, or you’re in need of dental implants, Original Medicare will not cover these things.
Unfortunately, this means you’ll be paying for those glasses and dental implants out-of-pocket. Fortunately, there’s a way that you can avoid high OOP costs related to similar services not covered by Original Medicare.
Medicare Part C, also known as Medicare Advantage, is a private health care plan that offers the same coverage as Original Medicare. It also covers some of the services that Original Medicare doesn’t, such as dental, vision, and health care. Other private options to help you cover costs include Medicare Part D Prescription Drug coverage and Medigap supplemental insurance.
At this point, you may be wondering how to find Medicare plans in the Hot Springs area that work for you. Using our free plan finder tool is a great starting point! All you’ll need to do is enter your zip code, and soon enough, you’ll be searching for and comparing Medicare plans near Hot Springs, AR.
- Original Medicare (Medicare Parts A and B) offers great coverage, but there are certain healthcare services and treatments that it will not cover.
- Some of these services, such as dental, vision, and hearing care, might be covered by Medicare Advantage plans in your area.
- Chat with one of our friendly licensed agents today to learn more about Medicare Advantage in Hot Springs, AR.
What Can Medicare Advantage Plans Cover?
Some of you out there may be curious as to how Medicare Advantage can offer the same coverage as Original Medicare, plus more. Medicare Advantage is a private type of plan that’s offered by private health insurance companies. That private status is what gives Medicare Advantage plans in Hot Springs and beyond the ability to offer more coverage than the government-provided option, which is Original Medicare.
Though Medicare Advantage can offer more coverage and benefits, there are limits to what the plans may or may not be able to cover. The benefits and services offered through Medicare Advantage plans may vary depending on your location or the company offering your plan. In other words, you may not receive the same benefits and coverage from Medicare plans offered near Hot Springs than you would somewhere else.
Now, let’s take a look at the types of things that Medicare Advantage plans often cover:
- Vision care, such as eye exams or contact lenses
- Hearing care, such as hearing exams and hearing aids
- Dental care, such as teeth cleanings and dentures
- Stipends for healthy groceries and meal delivery
- Transportation to and from medical appointments
- Stipends to help cover prescription and Over-the-Counter medications
Be sure to review all options available to you before you decide on any particular Medicare plan! To find plans in your area that meet your needs, use our free plan finder, or speak with one of our licensed insurance agents.Learn More
I Heard That I Could Enroll in Medicare at Any Time - Is This True?
Unfortunately, the answer is no. The enrollment process for Medicare isn’t open all year round. In order to enroll, you’ll need to wait for specific enrollment periods to open up.
Your Initial Enrollment Period (IEP) is your first chance to enroll in a Medicare plan. The IEP begins around the time you’re first eligible to sign up for Medicare, whether as a result of reaching the necessary age of 65 or needing to apply as a result of qualifying illness or disability. During your IEP, you’ll have a window of seven months to apply for benefits. If you’re turning 65, it begins three months before your birthday, lasts through your birthday month, and ends three months after you turn 65.
For those of you who miss your IEP, Medicare opens an Annual Enrollment Period (AEP) at the same time each year. During AEP, you’ll have the chance to enroll in a new plan. AEP begins each year on October 15, and ends on December 7.
During the Open Enrollment Period (OEP), those of you who are current beneficiaries receive an opportunity to make any changes you want to your plans. Like AEP, OEP takes place at the same time each year, from January 1 through March 31.
If you miss enrolling in a Medicare plan during any of the above time periods, fear not. Being unable to enroll in a Medicare plan as a result of a qualifying life event, such as relocation or illness, may qualify you to take part in a Special Enrollment Period (SEP). SEPs also open up if a 5-Star Medicare Advantage plan becomes available in your area.
Looking to learn more about enrollment periods or 5-Star Medicare Advantage plans? Give us a call!
Hot Springs Can Trust Us For Information on Medicare Advantage Plans
Learning about Medicare Advantage, or finding Medicare plans that meet your needs, shouldn’t be a tough endeavor. Our friendly licensed agents are more than happy to help you walk through the process of finding Medicare plans near Hot Springs that work for you.
Call us today at (800) 950-0608 to connect with one of our live licensed insurance agents. Not ready to call? Use our free plan finder tool to research Medicare plans in the Hot Springs Area. No matter your need, we’re here to help.Email Us