Trying to Find Medicare Advantage Plans in Oakland?
Let’s face it, looking for quality Medicare plans isn’t necessarily that simple. If you’re living in the Oakland, CA area and you have Original Medicare (Medicare Parts A and B), you know that the coverage is fairly comprehensive. However, it probably doesn’t cover all of your healthcare needs.
While Original Medicare covers pretty much any kind of hospital or medical treatment or service you’d need, there are certain things that it doesn’t provide coverage for. For example, if you need dentures, eyeglasses, or a hearing aid, you’ll need to pay Out-of-Pocket (OOP). Original Medicare doesn’t cover dental, vision, or hearing care.
There are Medicare plans near Oakland that may cover these services if you need them. Medicare Part C, also known as Medicare Advantage, covers all of the services and treatments that are covered by Original Medicare. It may also cover other things you need, such as vision care.
Licensed insurance agents at MedicareInsurance.com can help you find and compare Medicare plans near Oakland, CA today. Give us a call to find Medicare Advantage plans in the Oakland, CA area that can meet your specific healthcare needs.
- Finding comprehensive Medicare plans near Oakland, CA isn’t always an easy task.
- Original Medicare doesn’t always cover healthcare services you need, such as vision or hearing care.
- MedicareInsurance.com can help you find a Medicare Advantage plan that fits your needs in the Oakland, CA area.
What Can Medicare Advantage Plans Cover?
The federal government does not carry Medicare Advantage plans, contrary to popular belief. Medicare Advantage plans are carried by private health insurance companies, which means that they can offer specific benefits that Original Medicare, the option carried by the federal government, does not.
It’s important to remember, though, that not all Medicare Advantage plans are made alike. The pricing, coverage, and benefits you receive through a Medicare Advantage plan near Oakland may differ from another plan in a different area. They may also differ because the company carrying your plan may or may not offer specific coverage options.
With that said, Medicare Advantage plans may include coverage for:
- Hearing care
- Vision care
- Dental care
- Travel to and from medical appointments
- Prescription medications
Finding health insurance coverage that’s comprehensive according to your needs and your lifestyle is going to require a little bit of detective work. Sometimes, you need help with your search. Our licensed insurance agents are ready, willing, and able to assist!
Learn MoreHow Can I Enroll in a Medicare Plan?
Medicare is a health insurance program that’s managed by the federal government. As a result, there are certain criteria you must meet before you’re able to enroll. Once you meet the requirements, such as reaching the age of 65 or being diagnosed with certain disabilities or illnesses, you may sign up for Medicare during one of the following enrollment periods:
As you approach the age of 65, what is known as an Initial Enrollment Period (IEP) opens. Your IEP begins 3 months before your 65th birthday and ends 3 months after. Your IEP can also open up once you’ve been diagnosed with specific disabilities or illnesses.
If you miss your IEP, you can sign up for a Medicare plan during Medicare’s Annual Enrollment Period (AEP). AEP takes place each year from October 15 to December 7. Those of you who have Medicare plans already can make changes to those plans during an Open Enrollment Period (OEP), which takes place from January 1 to March 31 annually.
Did you miss the above enrollment periods because of a certain life event? If you were unable to enroll in a Medicare plan during one of the 3 main enrollment periods because you were moving or were ill, you may qualify for a Special Enrollment Period (SEP). SEPs may also open up if a 5-Star Medicare Advantage plan becomes available in your area.
Looking to learn more about the enrollment process? Want to know more about 5-Star Medicare Advantage plans in the Oakland, CA area? We can answer your questions! Give us a call today.
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Want to Make the Leap to Medicare Advantage?
When you’re looking for Medicare Advantage plans, the process doesn’t have to be daunting and strenuous. Our friendly Medicare experts at MedicareInsurance.com can help you make perfect sense of the things you need to know about the insurance you’re looking for. Have questions about Medicare premiums, deductibles, and coverage? We can answer them.
It doesn’t matter whether you’re interested in Original Medicare, Medicare Advantage, or just looking to add Part D Prescription Drug coverage or Medigap supplemental insurance. Our licensed insurance agents are here to help you find a Medicare plan that works for you in Oakland, CA.
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