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Hearing Health Insurance Plans for Seniors

How can I get hearing coverage under Medicare?


Did you know that hearing loss can happen at any age? Regardless of when it happens, there are many options available to aid in restoring hearing as much as possible. The odds of experiencing hearing loss only increase with age.

This means it’s incredibly common for senior citizens to be diagnosed with hearing problems as they get older. In many cases hearing aids, which amplify sound, are recommended by medical professionals for these patients as a way to preserve quality of life. At the very least, the sheer frequency of senior hearing difficulties alone should be enough to convince you of the importance of routine hearing checkups.

Like most medical devices and services, hearing aids and hearing exams can cost a significant amount of money. Unfortunately, Original Medicare (Parts A and B) does not usually cover most hearing services, including hearing exams, hearing aids, or testing and fitting procedures for hearing devices.

While some diagnostic hearing tests may be covered by Original Medicare if ordered by a doctor in relation to other medical conditions that may affect hearing, seniors who are only enrolled in Original Medicare Parts A and B are usually required to pay for their hearing aid costs completely out of pocket. However, many Medicare Advantage plans, also known as Medicare Part C plans, do offer hearing coverage, including coverage for hearing aid tests, fittings, and the devices themselves.

Getting the right hearing coverage under your health insurance plan can be a great way to ensure that your needs are well taken care of should any hearing difficulties arise throughout your golden years.


Routine Hearing Exams

If you are aged 65 or older, it’s usually a good idea to have your hearing tested regularly by a doctor. With most Medicare Advantage plans, these exams are covered at no additional premium cost to you.

Hearing Aid Devices

If you find that you are in need of a certified hearing aid or other hearing-enhancement device, wouldn’t you like the comfort of knowing that that device may likely be covered by a more comprehensive Medicare plan? Many Medicare Advantage plans may provide coverage for hearing aids and other hearing devices.

Personalized Fitting and Testing Procedures for Hearing Devices

Once you realize that you are in need of a functional hearing aid or hearing-enhancement device, you will need to undergo fitting and testing procedures to ensure that your device meets your specific needs. This process may be covered by Medicare Advantage plans if the plan includes a hearing aid benefit.