Does Medicare Cover Hearing Services? How can I get hearing coverage under Medicare?


WHY IS HEARING CARE SUCH AN IMPORTANT PART OF SENIOR HEALTHCARE?

Did you know that approximately one in three adults between the ages of 65 and 74 suffers from hearing loss. The odds of experiencing hearing loss only increase with age, and just about 50% of people over the age of 75 report difficulty hearing. 

This means it’s incredibly common for senior citizens to be diagnosed with hearing problems as they get older. In many cases hearing aids, which amplify sound, are recommended by medical professionals for these patients as a way to preserve quality of life. At the very least, the sheer frequency of senior hearing difficulties alone should be enough to convince you of the importance of routine hearing checkups. 

Like most medical devices and services, hearing aids and hearing exams can cost a significant amount of money. Unfortunately, Original Medicare (Parts A and B) does not usually cover most hearing services, including hearing exams, hearing aids, or testing and fitting procedures for hearing devices.

While some diagnostic hearing tests may be covered by Original Medicare if ordered by a doctor in relation to other medical conditions that may affect hearing, seniors who are only enrolled in Original Medicare Parts A and B are usually required to pay for their hearing aid costs completely out of pocket. However, many Medicare Advantage plans, also known as Medicare Part C plans, do offer hearing coverage, including coverage for hearing aid tests, fittings, and the devices themselves.

Getting the right hearing coverage under your health insurance plan can be a great way to ensure that your needs are well taken care of should any hearing difficulties arise throughout your golden years.

WHAT HEARING BENEFITS ARE MOST COMMON AMONG MEDICARE ADVANTAGE PLANS?
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Routine Hearing Exams

If you are aged 65 or older, it’s usually a good idea to have your hearing tested regularly by a doctor. With most Medicare Advantage plans, these exams are covered at no additional cost to you.

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Hearing Aid Devices

If you find that you are in need of a certified hearing aid or other hearing-enhancement device, wouldn’t you like the comfort of knowing that that device will likely be covered by a more comprehensive Medicare plan? Most Medicare Advantage plans will provide coverage for hearing aids and other hearing devices.

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Personalized Fitting and Testing Procedures for Hearing Devices

Once you realize that you are in need of a functional hearing aid or hearing-enhancement device, you will need to undergo fitting and testing procedures to ensure that your device meets your specific needs. This process is typically covered by Medicare Advantage.

HOW CAN I FIND MEDICARE PLANS THAT INCLUDE HEARING COVERAGE BENEFITS?

Most hearing needs, such as those mentioned above, are not typically included in the coverage of Original Medicare Parts A and B. Luckily, it is possible to receive the coverage you need under Medicare by finding the right Medicare Advantage plan.

Please note that Medicare Advantage plans are offered by private insurance companies. By law, they are required to offer the same level of coverage as Original Medicare, but they can usually offer additional coverage for other healthcare needs as well, including hearing exams, hearing aids, and fittings for hearing aid devices. With a Medicare Advantage Plan, exact benefits and the price of your plan can vary, but hearing needs such as those described above are usually covered in some form.

At MedicareInsurance.com, our licensed insurance agents and Medicare Advantage experts can help you research and compare hundreds of Medicare Advantage plans in your area in an effort to help you find one that works for your hearing care needs. To get started, simply give us a call today at (800) 950-0608. We look forward to assisting you!

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