Posted on November 10, 2022 by Austin Lang
Not sure which Medicare plan works for you? Use our easy tool to shop, compare, and enroll in plans from top providers.
Posted on November 10, 2022 by Austin Lang
At least, it’s easy if you use our free comparison tool; but don’t just take our word for it. We mention how you can find an awesome Medicare plan with our comparison tool on every page of this site.
Today, we’re going a step further: we’re going to show you how to discover Original Medicare and Medicare Advantage plans with our free tools, and give you tips on what to look for when shopping for a Medicare Advantage plan.
The government recommends that any potential enrollee keeps track of seven things when researching Medicare plans.
This is a lot of stuff to keep track of. Fortunately, our free comparison tool can lay everything out in a neat, easy-to-understand format. Here’s how to make the most of it.
To start, you can enter your zip code into the field at the top or bottom of every page. Of all the information we ask of you, this is really the only one that is necessary. Clicking the Get Quotes button will take you to a page asking for additional information so we can contact you with more information. Per our privacy policy, all of this information is optional. You can click through this page if you’d rather not provide it.
On the landing page of our comparison tool, you’ll see two options. The option on the right will show you Medicare plans near you, giving you an overview of the land. However, we recommend using the guided tool on the left. Here, you can enter the medications you take, the name of your doctor, your current pharmacy, and an estimate of how frequently you use healthcare services.
This will help us find plans that suit the current needs of any potential enrollee: we’ll prioritize plans your current doctor and pharmacy will accept and that provide the medications and coverage you need. You can also share what your current Medicare Advantage plan is so that you can compare costs. Don’t worry if you forget something, you can always go back and add or change information using the “About You” bar at the top of your screen.
If you choose to share this information with us, you’ll see an eight-digit alphanumeric code in the top left corner of your screen. This code represents your current session in the comparison tool. If at any point, you feel like you need extra help, you can call a licensed agent at (800) 950-0608 and provide them with your code to pick up where you left off. You can also click the question mark next to your code to get a link you can use to return to your session later.
You’ll be taken to our main comparison page regardless of your choice. Here, you’ll see plans available in your area. By default, our tool shows you plans that include prescription drug coverage. If you prefer, you can look at Medicare Advantage plans and Medicare Part D plans individually by clicking on their respective tabs.
When looking at a plan, you’ll see something that looks like this:
Here’s a breakdown of each element.
Pictured Below: Estimated Annual Cost: If you provided specific information, like frequency of hospital visits or any prescription drugs, an estimated annual cost for the plan will be located in the gray bar at the bottom of the entry. This considers copayments, deductibles, premiums, and frequency of use. You can sort plans based on the estimated annual cost using the drop-down menu.
This estimated annual cost is why we recommend you share as much information as you’re comfortable giving, as it gives us a clearer picture of what your plan will actually cost you. It’s not perfect, but it’ll give you a much clearer picture before you decide to become an enrollee.
If you feel overwhelmed or confused at any point during the process, feel free to call us at (800) 950-0608. We’ll help you through the process of finding an excellent Medicare plan that fits your needs. Until then, feel free to play with our comparison tool! There’s no obligation, and you may be surprised by the plans available in your area!
Austin Lang
Austin is dedicated to breaking down complex topics, like Medicare, in a way that's easy to understand. He graduated with an M.A. from Florida Atlantic University in 2018.