Finding the right Medicare plan can be challenging. There are a lot of things to consider, including costs and benefits. While Original Medicare is a great health insurance resource for millions of older Americans, it unfortunately doesn’t always cover every healthcare service or treatment you may require.
Currently, Original Medicare does not offer comprehensive coverage for needs like eyeglasses, contacts, dentures, hearing aids, prescription medication, or transportation needs. With a Grand Rapids-area Medicare Advantage plan, however, you may be able to get access to these necessary benefits.
At MedicareInsurance.com, our friendly and experienced agents can help you research and compare dozens of plans to help you find a great fit. Just give us a call or use one of our free online search tools today to get started.
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Medicare Advantage plans in the greater Grand Rapids area can help you get covered for more essential healthcare services, but keep in mind that these plans are offered by private insurance companies.
As a result, the exact benefits you may receive and the exact premiums, copays, and deductibles you can expect will vary from plan to plan. That said, Medicare Advantage plans often cover the following needs:
The best way to ensure that your Medicare Advantage plan will cover everything you need it to, and stay within your budget, is to thoroughly research your options in the Grand Rapids area.Call (800) 950-0608
Due to its status as a federally regulated health insurance program, there are specific times of year during which you are permitted to enroll in Medicare for the first time, or make changes to your existing coverage.
First up is the Initial Enrollment Period (IEP), which occurs during the three months prior to your 65th birthday, the entire month of your 65th birthday, and the three months following your 65th birthday. This is the time when you will become eligible for Medicare coverage for the first time. You can also enter the IEP upon the diagnosis of certain disabilities or diseases.
Next comes the Open Enrollment Period (OEP), which runs from January 1st to March 31st at the start of each year. This is typically the best time to enroll in a new Medicare Advantage plan if you already have Original Medicare coverage.
The Annual Enrollment Period (AEP), takes place toward the end of each calendar year, running from October 15th to December 7th. During this period, you can also enroll in Medicare for the first time or make changes to an existing plan.
Finally, there is what’s known as a Special Enrollment Period (SEP). These enrollment periods will allow you to enroll in new coverage immediately, and usually occur after certain events, such as a recent move to a new area or in the event that a 5-star Medicare Advantage plan becomes available in your area.
Are you interested in learning whether a 5-star Medicare Advantage plan is currently available in Grand Rapids, Michigan? Contact us today for more information or to see if you qualify.
Many people feel that researching comparing Medicare plans is tedious and challenging, but with the great assistance and tools available at MedicareInsurance.com, it’s anything but.
Our licensed agents can help you take a deeper dive into Original Medicare, Medicare Advantage, Medicare Part D: Prescription Drug Coverage, and more in order to help you find the insurance coverage you need at a price you’ll be happy with.
If you’re looking for more comprehensive health insurance coverage in and around Grand Rapids, Michigan, just call us today to get started. We’re always more than happy to help!Call (800) 950-0608