Medicare can be an overwhelming topic, especially when it comes to your level of coverage. While Original Medicare Parts A and B can help cover retirees, seniors, and individuals with qualifying disabilities, you might find that it doesn’t meet all of your needs. That’s where Medicare Advantage comes in.
Medicare Advantage can help cover things that Original Medicare doesn’t, like dentures, hearing aids, and glasses. Other plans, like Medigap and Medicare Part D Prescription Drug plans, can supplement Original Medicare by covering copayments and deductibles.
Knowing all of your options when choosing a healthcare plan is essential. That’s why our friendly, professional agents are on call to offer assistance! Give us a call today at (800) 950-0608 for help researching Medicare Advantage plans near you.
Sometimes, Original Medicare just can’t meet all your needs. If that is the case, you may be interested in one of the Medicare Advantage plans available near Albany, NY.
Medicare Advantage plans are provided by private insurance companies, not the federal government. While they can offer additional coverage, different plans offer different benefits. Deductibles, copays, and premium payments will also vary, depending on your plan.
Common Medicare Advantage coverage options typically include:
Need help finding the plan that’s right for your situation? We can help sort through your options today.Learn More
Depending on whether you’re enrolling in Medicare for the first time or making changes to your plan, there are some limitations on when you can do so.
The Medicare Initial Enrollment Period begins three months before you become eligible and lasts for seven months. Typically, this is when you turn 65 years old, but people diagnosed with certain disabilities or diseases may qualify earlier. During your Initial Enrollment Period, you can enroll in a Medicare Advantage plan immediately.
If you’re already enrolled in Original Medicare, you may choose to enroll in Medicare Advantage during the Annual Enrollment Period, which takes place between October 15th and December 7th of each year.
If you need to make changes to your Medicare Advantage coverage, you can do so during the Open Enrollment Period, which takes place from January 1st to March 31st annually.
Under certain circumstances, you may also be eligible for a Special Enrollment Period. These periods typically become available if you have recently moved or if a 5-Star Medicare Advantage plan has become available in the Albany, NY area.
Contact one of our agents today to find out if a 5-star Medicare Advantage plan is available to you!
If you need help researching Medicare plans in Albany, NY, we can help. Give us a call today at (800) 950-0608 to get started.
Medicare can be confusing. If you’re having trouble understanding the details surrounding Medicare and Medicare Advantage coverage options, we’re here to help. Our live, professional agents are dedicated to helping you review your health insurance options so that you can find the right plan for your situation.
If you are a resident of the Albany, NY area and have questions about Medicare Advantage, Medicare Part D: Prescription Drug coverage, or a Medicare Supplement plan, don’t wait: give us a call today. We’re happy to help you research and compare your options!Email Us