Trying to figure out what’s covered by Medicare can leave your head spinning if you’re still new to the program. Medicare Part A and Medicare Part B, better known as Original Medicare, will cover a number of inpatient and outpatient care services. However, Original Medicare doesn’t cover everything!
Fortunately, there’s a type of Medicare plan that can cover what Original Medicare does not. Medicare Part C, also known as Medicare Advantage, provides coverage for many of the services that aren’t covered by Original Medicare. Other Medicare plans, such as Part D Prescription Drug Coverage and Medigap supplemental insurance can provide coverage for most other items and services not covered by Original Medicare.
By choosing any of the plans listed above, you can save big on prescription drugs, deductibles, and copays in the Bangor, ME area. When it comes to Medicare plans in the Bangor area, you have plenty of options. If you need assistance with understanding the options available for Medicare Advantage in Bangor, ME, give our licensed agents a call today at (800) 950-0608. They’re happy to help you compare Medicare plans near Bangor and find one that works for you!
Medicare Advantage plans offer the same benefits that you receive with Medicare Part A and Medicare Part B. However, as they are offered by private insurers, they can often offer extra benefits that Original Medicare does not. This extra coverage is what sets a Medicare Advantage plan apart from Original Medicare.
As Medicare Advantage plans are offered by private insurers, the benefits that are offered will vary from plan to plan. Not all benefits may be available in your area. It’s important to consult with your benefits coordinator before choosing a plan to make sure that the plan you’re looking at offers everything that you need.
Medicare Advantage plans often offer assistance with covering the following:
If you need help comparing Medicare plans near Bangor, ME, give us a call today for a free quote!Learn More
There are certain limitations on one’s eligibility to enroll in a Medicare plan.
When you first become eligible to enroll in Medicare, meaning you’re approaching the age of 65 or you were diagnosed with a qualifying condition, such as ESRD, you enter a seven-month Initial Enrollment Period (IEP). If you’re turning 65, this period begins three months before you turn 65 and ends three months after your 65th birthday. If you become eligible because of a diagnosis with a qualifying condition or disability, your IEP may vary.
Those of you who miss your IEP or are already enrolled in Original Medicare may choose to enroll in a Medicare Advantage plan during the Annual Enrollment Period (AEP). AEP takes place each year from October 15 to November 7. If you wish to make changes to your Medicare plan, you can do so during the Open Enrollment Period (OEP), which takes place from January 1 to March 31.
Certain life events may keep you from enrolling in a Medicare plan or making changes to your existing plan during the corresponding periods. This may make you eligible for a Special Enrollment Period (SEP). One typically becomes eligible for a SEP if they’ve recently moved, lost their insurance coverage, or if a 5-Star Medicare Advantage plan becomes available in their area.
Want to learn more about 5-Star Medicare Advantage plans, or find out if one is available in the Bangor, ME area? Give our licensed agents a call today!
Speak with one of our friendly, licensed, insurance agents today at (800) 950-0608 to learn more about your options.
When you first start learning about Medicare plans, you can feel as if you’re sifting through an endless stack of options. Finding the right Medicare plan for you in the Bangor, ME area doesn’t have to be so tough. Our experienced, licensed agents are here to help you find a Medicare plan that meets your needs.
If you’d like to learn more about Medicare Advantage in Bangor, ME, or if you’re ready to purchase a Medicare plan near Bangor, call us today. Our licensed agents are standing by and ready to help!Email Us