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Health care can feel like the Wild West sometimes, especially when you’re hit with an unexpected medical bill. Sometimes, a trip to the dentist can feel like a stick up, especially if you’re relying on Original Medicare. Fortunately, with Medicare Advantage, you can have an ace up your sleeve.
Medicare Advantage plans are for people who need more than just the basics. People looking to handle the things Original Medicare doesn’t, like dental services, vision care, and even gym memberships. Not for you? There are a lot of Medicare plans near Fort Smith, AR: Medicare Part D plans for prescription drugs, or Medicare Supplement Insurance (Medigap) plans designed to bolster your Original Medicare coverage.
Here at MedicareInsurance.com, our job is guiding you through the maze of Medicare, looking for plans in the Forth Smith, AR area that meet your unique needs.
Medicare Advantage is a type of government subsidized private insurance. That means that, while it has all the benefits you receive from Original Medicare, providers are also allowed to provide additional benefits that will vary based on your plan. Examples of these additional benefits include:
If you want to explore plans available in the Fort Smith, AR area, why not try our free comparison tool? We’ll help you compare benefits side by side so you can pick a plan that works for you. All you need to start is a zip code!
Learn MoreEven if you’re ready to enroll in Medicare, there are still important rules on when and how you can enroll. Here’s a brief rundown of each enrollment period.
- Initial Enrollment Period (IEP)
The Initial Enrollment Period (IEP) is a 7-month period when you can sign up for Medicare Part A and Part B without a late enrollment penalty. The IEP begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.
- Annual Enrollment Period (AEP)
The Annual Enrollment Period (AEP) is a 3-month period that runs from October 15 to December 7 each year. During the AEP, you can make changes to your Medicare coverage, such as switching plans or adding prescription drug coverage.
- Open Enrollment Period (OEP)
The Open Enrollment Period (OEP) is a 3-month period that runs from January 1 to March 31 each year. During the Medicare Advantage Open Enrollment Period, you can make changes to your Medicare Advantage plan, such as switching plans or dropping coverage.
- Special Enrollment Periods (SEP)
There are a number of special enrollment periods throughout the year for people who have certain life events, such as moving, losing employer coverage, or getting divorced. If you have a life event that qualifies you for a special enrollment period, you can sign up for Medicare at any time during the year. If a Five-Star Medicare Advantage plan is available in your area, you may also qualify for an SEP.
Curious about Five-Star plans? Not sure if you’re eligible? Give us a call. Our agents can answer any questions you may have.
Getting the right coverage doesn’t need to be difficult. Our experienced agents can help you review your options, finding a plan that fits your unique needs. In fact, plans with premiums as low as $0 might be available near you!
At MedicareInsurance.com, your care is our top priority. That’s why we offer detailed guides on Medicare coverage, a free comparison tool, and access to licensed and experienced agents to answer all your questions. Wherever you are on your Medicare journey, we’re here to help.
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