If you’re just becoming eligible for Medicare, sorting through your options can be overwhelming. Without proper research, you might find yourself without coverage for critical services like dental care or prescription drugs. That’s where Medicare Advantage comes in.
With Medicare Advantage, you can get coverage for things Original Medicare Parts A and B don’t pay for, including some benefits that might surprise you. If you’re looking for Medicare plans near Hempstead, NY, MedicareInsurance.com can help.
While Original Medicare can meet most healthcare needs, certain things aren’t covered. Medicare Advantage plans near Hempstead, NY can help fill gaps in coverage, but there are some caveats. Medicare Advantage is a type of private insurance, and while it covers everything Original Medicare does, additional benefits will vary based on your plan and location. Deductibles, premiums, and copayments will also vary.
Some benefits offered by Medicare Advantage plans include:
If Medicare Advantage isn’t a good fit, Part D Prescription Drug Plans and Medicare Supplement Insurance (Medigap) plans are also available. Contact one of our licensed insurance agents to learn more about Medicare plans near Hempstead.
There are strict regulations on when you can enroll in Medicare, depending on when you first become eligible. Whether you’re enrolling for the first time or switching between plans, you’ll need to make sure you’re in the correct enrollment period before proceeding.
When you first become eligible for Medicare, either due to turning 65 or qualifying by other means, you qualify for a seven-month Initial Enrollment Period (IEP), centered around the month you become eligible. If you miss your IEP, you can enroll during the Annual Enrollment Period (AEP) from October 15 through December 7 each year. If you’re looking to change your Medicare plan for any reason, you can do so during the Open Enrollment Period (OEP) from January 1 through March 31.
If you have recently moved or lost coverage, or if a 5-Star Medicare Advantage plan has become available in your area, you may qualify for a Special Enrollment Period (SEP).
Curious about 5-Star Medicare Advantage plans in the Hempstead, NY area? Call one of our licensed insurance agents at (800) 950-0608 to start going over your options, or enter your zip code into our free comparison tool.
If you’re feeling overwhelmed by Medicare options, we’re here to help. Our licensed agents can help you sort through your options to find a plan that works for you.
If you live near Hempstead, NY and have any questions about Medicare Advantage, Medicare Part D, or Medigap plans, give us a call. We’re always happy to help!Email Us