Seniors are relocating to the Scottsdale, AZ area in droves, and it isn’t just because of the comfortable climate or the sights to see. Seniors are relocating to Scottsdale because of the availability of quality Medicare plans in the area! Many seniors who relocate to Scottsdale likely get medical coverage through Original Medicare. Don’t get us wrong, Original Medicare is great and provides a great deal of coverage, but it may not cover everything you need.
If you’re a senior new to the area and have yet to consider Medicare Advantage in Scottsdale, AZ, there are plenty of reasons to start doing so. Medicare Advantage plans provide the same coverage as Original Medicare, but they also offer coverage and benefits that you can’t receive through Original Medicare. For example, Medicare Advantage plans offer coverage for dental, vision, and hearing care, where Original Medicare does not.
Of course, you may be happy with retaining your Original Medicare plan after you move to Scottsdale, and that’s fine! You can also find additional Medicare coverage near the Scottsdale, AZ area that can help you fill the gaps left uncovered by your current plan. Medicare Part D Prescription Drug coverage can help you purchase needed medications, while Medigap supplemental insurance can provide you with the assistance you need to cover copays and coinsurance.
No matter what you’re looking for, the friendly, knowledgeable licensed insurance agents at MedicareInsurance.com can help you explore your options. When you’re ready to explore your options and find coverage that works for you, they’re just a phone call away at (800) 950-0608.
As we mentioned before, Medicare Advantage plans offer the same benefits as Original Medicare plans. They’re also known to offer extra coverage that Original Medicare plans do not offer. How are they able to offer extra coverage? Medicare Advantage plans are private health insurance plans, and while their offerings must meet certain federal government standards, they have freedom to offer coverage different from the government-subsidized Original Medicare plans.
Now, it’s crucial to remember that not all Medicare Advantage plans are made alike. The private nature of these plans means that coverage can vary depending on:
Take a look at some of the coverage and benefits that Medicare plans near Scottsdale may offer:
Medicare enrollment, like enrollment in any other type of health insurance plan, is not a rolling year-round process. In order to enroll in a Medicare plan, you must wait for one of three enrollment periods to roll around.
The first of these enrollment periods is known as your Initial Enrollment Period, or IEP. If you qualify for your IEP as a result of turning 65, your period will begin three months before the month of your birthday and end three months after. In total, your IEP gives you seven months to enroll before, during, and after your 65th birthday. If you qualify for Medicare because of a disability or illness, your IEP will depend on the onset of the qualifying illness or disability.
The second enrollment period is Medicare’s Annual Enrollment Period, or AEP. You can take advantage of this enrollment period if you missed your IEP. AEP takes place during the same time period each year, from October 15 through December 7.
Already enrolled in Medicare, but looking to make changes to your plan? The Open Enrollment Period, or OEP, is your chance to do just that. Like AEP, OEP takes place during a specific time period each year, from January 1 through March 31.
Did you lose coverage, or have a qualifying life event, such as relocation, keep you from enrolling in a Medicare plan during any of the above time periods? You may qualify for what is known as a Special Enrollment Period, or SEP, that allows you to enroll in a Medicare plan outside of the above enrollment periods.
You may also qualify for an SEP if a 5-Star Medicare Advantage plan suddenly becomes available in your area.
Call us or use our free plan finder to see if 5-Star Medicare plans are available in the Scottsdale, AZ area.Get Quotes
Trying to find a Medicare plan that meets your needs isn’t always an easy process. At MedicareInsurance.com, we try to make it easier by offering a free plan finder that can help you locate Medicare plans near Scottsdale, AZ. We also offer a wide array of articles and resources that are designed to help you understand Medicare Advantage plans and the coverage they provide.
Ready to enroll? Looking to just ask questions about coverage near you? Need help comparing plans? Give us a call today at (800) 950-0608. Our knowledgeable licensed agents are standing by and ready to help!Email Us