All across the nation, millions of older Americans receive health insurance coverage through Original Medicare Parts A and B. While this coverage can be extremely helpful in one’s golden years, the fact is that Original Medicare doesn’t necessarily cover every aspect of healthcare.
At MedicareInsurance.com, we employ experienced, licensed agents who can help you explore more comprehensive Medicare options in your area. Usually, additional healthcare needs, like vision, dental, and hearing insurance, can be covered by a Medicare Advantage plan. You may also benefit from Medicare Part D: Prescription Drug Coverage, which may be had alone or bundled into Medicare Advantage Coverage
As stated, Medicare Advantage plans can offer additional health insurance coverage beyond what is offered by Original Medicare Parts A and B. However, keep in mind that Medicare Advantage plans are offered by private insurance companies. As a result, availability, exact benefits, and pricing can vary.
That said, Medicare Advantage plans can usually help cover the following healthcare treatments and services:
The best way to find coverage that works for you is to take a deeper dive into the Medicare Advantage plans that are available in your area. At MedicareInsurance.com, our friendly and experienced staff can help you research and compare plans that cover a variety of healthcare services.Call (800) 950-0608
Due to its status as a federal government-regulated health insurance program, there are strict rules regarding what time of year you are eligible to enroll in or make changes to a Medicare plan, and when your Medicare plan begins to take effect.
The Initial Enrollment Period (IEP) is the first time that you may become eligible for Medicare coverage. Usually, the IEP begins in the three months prior to your 65th birthday, the entire month of your 65th birthday, and the three months following your 65th birthday. The IEP can also begin upon diagnosis of certain qualifying diseases and disabilities.
The best time to enroll in a Medicare plan outside of your IEP is the Open Enrollment Period (OEP), which takes place between January 1st and March 31st at the beginning of each calendar year. The Annual Enrollment Period (AEP) is usually the best time to make changes to your existing Medicare coverage. AEP begins on October 15th and lasts until December 7th at the end of each year.
In some circumstances, such as a recent move to a new location or the emergence of a 5-star Medicare Advantage plan in your area, you may also be eligible for a Special Enrollment Period (SEP), which allows you to enroll in Medicare immediately provided you meet certain criteria.
Interested in learning more about Medicare enrollment? Give us a call today to explore your options.
Exploring your Medicare health insurance options can feel like an overwhelming task, but with assistance from the licensed insurance agents at MedicareInsurance.com, it doesn’t need to be. If you’re ready to take the mystery out of Medicare information like benefits, premiums, deductibles, and copayments, don’t hesitate to contact us today.
Whether you’re interested in enrolling in Original Medicare coverage, a Medicare Advantage plan, Medicare Part D: Prescription Drug Coverage, or a Medigap supplemental plan, we are here to help. Get ready to research and compare Medicare plans in Sterling Heights today!