It’s not always easy to find the perfect Medicare plan. With Original Medicare, basic needs like hospital stays and medical appointments are mostly covered. But what happens if you need additional coverage for things like glasses, hearing aids, and dentures? These treatments and services are not covered under Original Medicare Parts A and B.
For this level of coverage, you’ll need to explore a Medicare Part C plan, also known as a Medicare Advantage plan. At MedicareInsurnace.com, we are your local Medicare experts. Reach out to us today to explore your options for health insurance in the Warren, Michigan area.
When considering Medicare Advantage coverage, it’s important to remember that Medicare Advantage plans are offered by private insurance companies. This means that exact benefits and pricing can vary from plan to plan.
That said, Medicare Advantage plans will typically provide coverage for the following healthcare needs:
In some cases, you may also be be eligible to receive Medicare Part D: Prescription Drug Coverage as a bundled part of your Medicare Advantage plan. In some areas, transportation to and from appointments may be covered as well.Call (800) 950-0608
Medicare and Medicare Advantage plans are regulated by the U.S. federal government. As a result, there are specific times of year when you may be eligible to enroll in a new plan or make changes to an existing one.
One first becomes eligible for Medicare coverage during their Initial Enrollment Period (IEP), which occurs in the three months prior to your 65th birthday, the entire month of your 65th birthday, and the three months following your 65th birthday. This is the time to enroll in Medicare coverage for the first time. You may also become eligible for IEP if you are diagnosed with certain diseases or disabilities.
The best time to enroll in a new Medicare plan outside of IEP is the Open Enrollment Period (OEP), which takes place from January 1 through March 31 at the start of each calendar year. If you already have Medicare coverage but want to make changes to your plan, the best time to do so is during the Annual Enrollment Period (AEP), which takes place from October 15 through December 7 at the end of each calendar year.
Finally, there is also the Special Enrollment Period (SEP). This period allows you to enroll in or make changes to your coverage outside of the timeframe of the other enrollment periods. Typically, you can become eligible for an SEP when you move to a new location or if a 5-star Medicare Advantage plan becomes available in your area.
If you need help determining your eligibility for an SEP or for any other information regarding the other Medicare enrollment periods, don’t hesitate to contact MedicareInsurance.com today!
If you are confused or unsure about your Medicare options, you are not alone. Luckily, MedicareInsurance.com is here to discuss your needs in detail and help you find a Medicare health insurance plan that works for you.
If you live in or around the Warren area and have questions concerning your Medicare eligibility or how you might enroll in a Medicare Advantage plan, give us a call today. We can help you answer questions about Medicare Advantage, Medicare Part D: Prescription Drug Coverage, Medigap supplement plans, and more. Helping people find the right coverage at a reasonable price is our highest priority.Call (800) 950-0608