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Medicare Insurance Comparison

Not sure which Medicare plan works for you? Use our easy tool to shop, compare, and enroll in plans from popular carriers.

What are the different parts of Medicare?

Which parts of Medicare do you need? Call (800) 950-0608 for live assistance.

Just the Essentials:

  • Medicare health insurance is comprised of four different parts, each of which may cover various healthcare needs. The four parts of Medicare are: Medicare Part A and Medicare Part B (known together as “Original Medicare”), Medicare Part C (often referred to as “Medicare Advantage”), and Medicare Part D: Prescription Drug Coverage.

  • To determine whether you are properly covered for all your specific health insurance needs, it can be a smart idea to take a closer look at your Medicare plan and its benefits from time to time. This way, you may develop a better understanding of your personal healthcare coverage options.

What is Medicare, anyway?

If you or a loved one is approaching 65 years of age or have been diagnosed with certain disabilities recently, you may be hearing a lot about Medicare, what it is, and exactly what it is designed to do. Unfortunately, there still exists some confusion surrounding Medicare and how it works. As part of our continued efforts to eliminate this confusion, let’s discuss Medicare in more detail.

Basically, Medicare is a national health insurance program that is managed by the United States government. It is designed to assist millions of seniors and disabled individuals in paying for important healthcare appointments, procedures, and more.

An individual may be eligible for Medicare if they meet the following criteria:

  • They are at least 65 years of age, or will become 65 within the next three months
  • They have a long-term disability that qualifies them for Medicare
  • They have been diagnosed with End Stage Renal Disease

While Medicare has been extremely helpful to millions of American citizens, many people are surprised to learn that Medicare is not one-size-fits-all health insurance coverage. In actuality, there are four different parts of Medicare, each of which may cover varying healthcare needs and scenarios.

What are the 4 Parts of Medicare?

Medicare health insurance coverage is comprised of four main sections, or “parts”, which typically cover a wide range of healthcare needs, doctors, specialists, and more.

Medicare Part A:

Known as one of the two parts of what is called “Original Medicare”, Medicare Part A primarily acts as hospital insurance. Specifically, Medicare Part A covers treatment received in a hospital setting, including scenarios like inpatient surgery.

Medicare Part B:

Known as the other half of Original Medicare, Medicare Part B typically acts as medical insurance. Medicare Part B covers elements like treatment received at a doctor’s office, medical equipment needs, and outpatient surgery.

Medicare Part C:

Medicare Part C, or Medicare Advantage, is designed to offer additional coverage beyond what is offered by Original Medicare. Medicare Advantage plans are optional and are offered by private insurance companies in order to give you the ability to expand your Medicare coverage to best suit your needs.

Medicare Advantage plans often cover factors such as eyeglasses, dentures, hearing aids, and many other needs that Original Medicare does not cover.

At MedicareInsurance.com, you can utilize our many great resources, including our free Medicare Advantage quoting tool and our friendly team of experienced agents, in order to discuss, compare, and learn more about the many Medicare Advantage options that may be available in your area.

Want to explore your options with Medicare Advantage? Call (800) 950-0608 to speak with a licensed agent.

Medicare Part D: Prescription Drug Coverage:

Medicare Part D: Prescription Drug Coverage is another payment option for expanded health insurance needs. While many Medicare Advantage plans include Medicare Part D, it is also available as a standalone option for those who are already enrolled in Original Medicare.

As the name suggests, Medicare Part D: Prescription Drug Coverage can often help you pay for prescription medication.

How can I determine which Medicare options are best for me or my loved one?

Deciding which parts of Medicare coverage are the most adequate fit for you or your loved one depends on several factors. To better understand what coverage options are necessary for your situation, you must take the time to carefully review you or your loved one’s healthcare needs.

Speaking with healthcare providers and compiling a list of required medical needs can go a long way in helping you determine your specific Medicare needs.

Medicare Parts A and B can be extremely useful, but many people find that additional coverage is warranted based on their situation. However, navigating the world of combined Medicare coverage can often be confusing.

Luckily, many free enrollment resources are available via the official Medicare website, as well as right here at MedicalInsurance.com. Here, a licensed agent can walk you through your options step-by-step to help you get a better understanding of each individual part of Medicare. Don’t hesitate to contact us online or by phone today for further assistance.

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