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Terms & Conditions

This Terms of Use Agreement sets forth the standards of use of the MedicareInsurance.com Online Service (“MedicareInsurance.com,” or the “Site”). MedicareInsurance.com is owned and operated by Real Time Health Quotes LLC. (hereinafter, the “Company,” or “Real Time”), a licensed insurance agency (see Licensing). By using MedicareInsurance.com you (the “Member”) agree to these terms and conditions. If you do not agree to the terms and conditions of this agreement, you should immediately cease all usage of this Site. We reserve the right, at any time, to modify, alter, or update the terms and conditions of this agreement without prior notice. Modifications shall be active immediately upon being posted at MedicareInsurance.com. Your continued use of the Site after changes are posted constitutes an acknowledgment and acceptance of the Agreement and its modifications. Except as provided in this paragraph, this Agreement may not be amended.

1. Description of Service

MedicareInsurance.com is delivering Member with a range of information and resources relating to Medicare coverage, health, and wellness. There are articles, resources, images, and other content (“Content”) written by us or commissioned from writers; and content we have licensed from well-respected sources and/or partners. The Content we write and commission is written and reviewed by reputable sources before it is posted. Content provided by our partners is also, where appropriate, subject to review by the MedicareInsurance.com team before it is posted. Everything we offer on the Site is referred to in these Terms of Service collectively as “the Services.” Review our Privacy Policy for additional information on how we do business.

2. This Site Does Not Provide Medical Advice

The contents of MedicareInsurance.com, such as text, graphics, images, information obtained from MedicareInsurance.com’s licensors, and other material contained on the Site (“Content”) are for informational purposes only. The Content should never be substituted for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or another qualified health provider with any questions you may have regarding a specific medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on MedicareInsurance.com. MedicareInsurance.com does not recommend or endorse any specific tests, physicians, products, procedures, opinions, or other information that may be mentioned on the Site. Reliance on any information provided by MedicareInsurance.com, MedicareInsurance.com employees, others appearing on the Site at the invitation of MedicareInsurance.com, or other visitors to the Site is solely at your own risk.

3. We Are Not Associated With Any Government Nor Do We Claim To Be

This Site is a private website and is not, associated, endorsed, or authorized by the Social Security Administration, the Health Care Financing Administration, the Department of Health and Human Services, or the Centers for Medicare & Medicaid Services nor do we claim to be. This site contains basic information about Medicare, services related to Medicare, and services for people with Medicare.

4. Disclaimer of Warranties

The site is provided by Real Time on an “as is” and on an “as available” basis. To the fullest extent permitted by applicable law, Real Time makes no representations or warranties of any kind, express or implied, regarding the use or the results of this Site or the information, content, materials, or products included in the Site in terms of its correctness, accuracy, reliability, or otherwise. All links to other websites are provided as a courtesy only and you expressly agree that the use of them is at your own risk. Real Time shall have no liability for any interruptions in the use of this Site. Real Time does not warrant that this Site, its servers, or e-mail sent from Real Time are free of viruses or other harmful components. Real Time disclaims all warranties with regard to the information provided, including the implied warranties of merchantability and fitness for a particular purpose, and non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, therefore the above-referenced exclusion is inapplicable.

5. Limitation of Liability

REAL TIME SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER, AND IN PARTICULAR REAL TIME SHALL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF USE, ARISING OUT OF OR RELATED TO THIS WEBSITE OR THE INFORMATION CONTAINED IN IT, WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE, EVEN IF REAL TIME HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THEREFORE SOME OF THE ABOVE LIMITATIONS ARE INAPPLICABLE.

6. Indemnification

Member agrees to indemnify and hold Real Time, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys’ fees and costs, made by any third party due to or arising out of Member’s use of the Service, the violation of this Agreement, or infringement by Member, or other user of the Service using Member’s computer, of any intellectual property or any other right of any person or entity.

7. Third-Party Sites

This Site may include links to other websites on the Internet that are owned and operated by other third parties. Although we may provide oversight of some content on certain third-party sites as required by our agreements with insurance companies or by applicable government regulations, you acknowledge that we are not responsible to you for the availability of, or the content located on or through, any third-party website. You should contact the website administrator or webmaster for those third-party sites if you have any concerns regarding such links or the content located on such sites. Your use of those third-party websites is subject to the terms of use and privacy policies of each website, and we are not responsible therein. We encourage all Members to review said privacy policies of third-parties’ sites.

8. Governing Jurisdiction of the Courts

Our website is operated and provided in the State of Florida. As such, we are subject to the laws of the State of Florida, and such laws will govern this Agreement, and any dispute of any sort that might arise between Member and Real Time, without giving effect to any choice of law rules.

9. Copyright and Trademark Information

All content included on this site, such as text, graphics, logos (including the MedicareInsurance.com logo), button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Real Time or its content suppliers and protected by the United States and international copyright laws. The compilation of all content on this site is the exclusive property of Real Time Health Quotes LLC and protected by the United States and international copyright laws. All software used on this site is the property of Real Time Health Quotes LLC or its software suppliers and protected by the United States and international copyright laws. Real Time Health Quotes LLC is a registered trademark of the Company. MedicareInsurance.com is a registered domain owned by Real Time Health Quotes LLC. The Company’s trademarks may not be used in connection with any product or service that is not the Company’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits the Company. All trademarks not owned by the Company that appear on this website are the property of their respective owners.

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MedicareInsurance.com is privately owned and operated. MedicareInsurance.com is a non-government asset for people on Medicare, providing resources in easy to understand format. The government Medicare site is www.medicare.gov.

This website and its contents are for informational purposes only and should not be a substitute for experienced medical advice. We recommend consulting with your medical provider regarding diagnosis or treatment, including choices about changes to medication, treatments, diets, daily routines, or exercise.

This communication’s purpose is insurance solicitation. A licensed insurance agent/producer or insurance company will contact you. Medicare Supplement insurance plans are not linked with or sanctioned by the U.S. government or the federal Medicare program.

MULTIPLAN_GHHK5LLEN_Accepted Last Updated 3/18/2018